*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

body {
    font: 400 14px/1.6 "Manrope", sans-serif;
    background: #F5F5F5;
    color: #4c4c4c;
    -webkit-font-smoothing: antialiased;
}

.page-container { max-width: 1440px; margin: 0 auto; padding: 0 24px 64px; }

/* Banner */
.banner {
    background: #fff;
    border-radius: 16px;
    padding: 40px 40px 32px;
    margin-top: 32px;
    text-align: center;
    box-shadow: 0 1px 4px rgba(0,0,0,.05);
}
.banner-logo { margin-bottom: 20px; }
.banner-logo img { width: 100px; height: auto; }
.banner h1 { font-size: 32px; font-weight: 800; color: #034863; margin-bottom: 12px; letter-spacing: -.3px; }
.banner p { font-size: 16px; max-width: 620px; margin: 0 auto; line-height: 1.7; }

/* Grid */
.content-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 24px;
    margin-top: 24px;
    align-items: start;
}
.content-grid.has-preview { grid-template-columns: 1fr 1fr; }

/* Columns */
.rec-column { display: flex; flex-direction: column; gap: 24px; }
.preview-column { position: sticky; top: 24px; }

/* Cards */
.card {
    background: #fff;
    border-radius: 16px;
    padding: 28px 32px;
    box-shadow: 0 1px 4px rgba(0,0,0,.05);
}
.card-title { font-size: 20px; font-weight: 700; color: #034863; margin-bottom: 16px; }
.card-body { line-height: 1.8; }
.card-body p { margin-bottom: 10px; }
.card-body ul, .card-body ol { margin: 8px 0 12px 24px; }
.card-body li { margin-bottom: 6px; }
.card-body strong { color: #1e1e1e; font-weight: 600; }

/* Steps */
.steps { display: flex; flex-direction: column; gap: 16px; }
.step { display: flex; align-items: center; gap: 16px; }
.step-number {
    flex-shrink: 0;
    width: 40px; height: 40px;
    background: #E8F6FC;
    color: #0699D4;
    border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    font-size: 16px; font-weight: 700;
}
.step p { line-height: 1.6; }

/* Risk grid */
.risk-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 12px; }
.risk-item {
    display: flex; align-items: flex-start; gap: 12px;
    padding: 12px;
    background: #FCFCFC;
    border-radius: 10px;
    border: 1px solid #F0F0F0;
}
.risk-icon {
    flex-shrink: 0;
    width: 36px; height: 36px;
    background: #FDE8E9;
    border-radius: 8px;
    display: flex; align-items: center; justify-content: center;
}
.risk-icon svg { width: 18px; height: 18px; color: #CB676F; }
.risk-item p { font-size: 13px; line-height: 1.5; padding-top: 2px; }

/* Accordion */
.accordion {
    border: 1px solid #EBEBEB;
    border-radius: 10px;
    overflow: hidden;
    margin-top: 8px;
}
.accordion summary {
    display: flex; align-items: center; justify-content: space-between;
    padding: 14px 20px;
    cursor: pointer; list-style: none;
    font: 600 14px "Manrope", sans-serif;
    color: #034863;
    background: #FCFCFC;
    transition: background .2s;
}
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary:hover { background: #F5F5F5; }
.accordion summary .chevron { transition: transform .2s; color: #a8a8a8; }
.accordion[open] summary .chevron { transform: rotate(180deg); }
.accordion .details-body {
    padding: 16px 20px;
    line-height: 1.7;
    border-top: 1px solid #EBEBEB;
}
.accordion .details-body ol { margin: 8px 0 8px 24px; }
.accordion .details-body li { margin-bottom: 6px; }

/* Email preview */
.email-preview {
    background: #fff;
    border-radius: 16px;
    box-shadow: 0 1px 4px rgba(0,0,0,.05);
    overflow: hidden;
}
.email-preview-header {
    display: flex; align-items: center; gap: 8px;
    padding: 16px 24px;
    border-bottom: 1px solid #EBEBEB;
    font-weight: 700;
    color: #034863;
}
.email-preview-header svg { flex-shrink: 0; color: #0699D4; }
.letter-meta {
    display: flex; align-items: center; gap: 12px;
    padding: 16px 24px;
    border-bottom: 1px solid #F0F0F0;
}
.letter-avatar {
    width: 36px; height: 36px;
    background: #E8F6FC;
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
}
.letter-avatar svg { width: 18px; height: 18px; color: #0699D4; }
.letter-info { display: flex; flex-direction: column; gap: 4px; font-size: 13px; min-width: 0; }
.letter-info b { color: #034863; font-weight: 600; }

/* Attachments */
.email-attachments {
    display: none; align-items: center; gap: 12px;
    padding: 12px 24px;
    border-bottom: 1px solid #F0F0F0;
    flex-wrap: wrap;
}
.attachment-icon { position: relative; }
.attachment-ext {
    position: absolute; bottom: 6px; left: 50%; transform: translateX(-50%);
    padding: 1px 6px; border-radius: 3px;
    font-size: 9px; font-weight: 700; color: #fff; text-transform: uppercase;
}
.attachment-name { font-size: 12px; color: #a8a8a8; margin-left: -4px; }

.email-body-frame { width: 100%; border: none; min-height: 400px; }

/* Responsive */
@media (max-width: 900px) {
    .content-grid.has-preview { grid-template-columns: 1fr; }
    .preview-column { position: static; }
    .banner { padding: 36px 24px 32px; }
    .banner h1 { font-size: 26px; }
    .card { padding: 24px; }
}
@media (max-width: 600px) {
    .risk-grid { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
    .page-container { padding: 0 12px 48px; }
    .banner h1 { font-size: 22px; }
    .banner p { font-size: 14px; }
}